.phm-terms-modal .modal-dialog {
    max-width: 1040px;
}

.phm-terms-modal .modal-content {
    border-radius: 1.5rem;
    overflow: hidden;
}

.phm-terms-modal-body {
    background: linear-gradient(180deg, #f8fbff, #f2f8ff);
    max-height: min(72vh, 760px);
    overflow-y: auto;
    padding: 1.25rem 1.25rem 1.5rem;
}

.phm-terms-modal-footer {
    border-top: 1px solid rgba(52, 126, 186, 0.12);
}

.phm-terms {
    color: #274968;
    display: grid;
    gap: 1.1rem;
    padding: 0.25rem 0 0.1rem;
}

.phm-terms-hero {
    align-items: start;
    background: linear-gradient(135deg, rgba(27, 104, 167, 0.1), rgba(57, 179, 150, 0.12));
    border: 1px solid rgba(52, 126, 186, 0.16);
    border-radius: 1.5rem;
    display: grid;
    gap: 1rem;
    grid-template-columns: minmax(0, 1.4fr) 240px;
    overflow: hidden;
    padding: 1.25rem;
}

.phm-terms-hero-copy {
    display: grid;
    gap: 0.8rem;
}

.phm-terms-eyebrow {
    color: #1b68a7;
    font-size: 0.82rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
}

.phm-terms-hero-copy h2 {
    color: #163b61;
    font-size: clamp(1.8rem, 2vw, 2.35rem);
    font-weight: 700;
    line-height: 1.1;
    margin: 0;
}

.phm-terms-hero-copy p,
.phm-terms-card p,
.phm-terms-section-header p,
.phm-terms-card li {
    color: #4f6f8f;
    line-height: 1.7;
    margin: 0;
}

.phm-terms-meta {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
}

.phm-terms-meta span {
    background: rgba(255, 255, 255, 0.78);
    border: 1px solid rgba(52, 126, 186, 0.14);
    border-radius: 999px;
    color: #1f5f99;
    font-size: 0.9rem;
    font-weight: 600;
    padding: 0.45rem 0.9rem;
}

.phm-terms-highlights {
    display: grid;
    gap: 0.6rem;
}

.phm-terms-highlights span {
    background: rgba(255, 255, 255, 0.7);
    border: 1px solid rgba(52, 126, 186, 0.12);
    border-radius: 1rem;
    color: #34607f;
    font-size: 0.95rem;
    font-weight: 600;
    line-height: 1.5;
    padding: 0.7rem 0.85rem;
}

.phm-terms-hero-media {
    align-self: stretch;
}

.phm-terms-hero-media img {
    border-radius: 1rem;
    display: block;
    height: 220px;
    object-fit: cover;
    width: 100%;
}

.phm-terms-grid {
    align-items: start;
    display: grid;
    gap: 0.85rem;
    grid-template-columns: repeat(2, minmax(0, 1fr));
}

.phm-terms-section {
    display: grid;
    gap: 0.85rem;
}

.phm-terms-section-header {
    display: grid;
    gap: 0.35rem;
}

.phm-terms-section-header h3,
.phm-terms-card h3,
.phm-terms-card h4 {
    color: #163b61;
    margin: 0 0 0.55rem;
}

.phm-terms-card {
    align-content: start;
    align-self: start;
    background: linear-gradient(180deg, rgba(255, 255, 255, 0.98), rgba(241, 248, 255, 0.96));
    border: 1px solid rgba(52, 126, 186, 0.12);
    border-radius: 1rem;
    box-shadow: 0 14px 28px rgba(22, 59, 97, 0.07);
    display: grid;
    gap: 0.75rem;
    padding: 1rem;
}

.phm-terms-card-accent {
    background: linear-gradient(145deg, rgba(18, 96, 165, 0.12), rgba(53, 178, 149, 0.14));
}

.phm-terms-card ul,
.phm-terms-ordered-list {
    display: grid;
    gap: 0.55rem;
    margin: 0;
    padding-left: 1.2rem;
}

.phm-terms-sublist {
    gap: 0.35rem;
    margin-top: 0.45rem;
    padding-left: 1.15rem;
}

.phm-terms-sublist li {
    font-size: 0.94rem;
}

.phm-terms-card a {
    align-items: center;
    display: inline-flex;
    justify-self: start;
    width: auto;
}

@media (max-width: 991.98px) {
    .phm-terms-hero,
    .phm-terms-grid {
        grid-template-columns: 1fr;
    }

    .phm-terms-hero-media img {
        height: 200px;
    }
}

@media (max-width: 575.98px) {
    .phm-terms-modal-body {
        max-height: 70vh;
        padding: 1rem;
    }

    .phm-terms-hero,
    .phm-terms-card {
        border-radius: 1rem;
        padding: 1rem;
    }

    .phm-terms-hero-copy h2 {
        font-size: 1.55rem;
    }

    .phm-terms-meta span {
        width: 100%;
    }

    .phm-terms-hero-media img {
        height: 170px;
    }
}